Employee Welfare
Employee welfare insurance policies are designed to protect employees by providing them with various types of coverage to ensure their well-being in the workplace. These insurance policies can be customised according to the needs of the organization and its employees, ensuring holistic protection for their welfare.
The coverage and types of insurance under employee welfare policies generally include:
Covers Medical expenses towards hospitalisation
Covers accidental death, permanent total or partial disability, accidental medical expenses and temporary partial disability
Life insurance coverage provides financial security to the beneficiaries of an insured individual in the event of their death
Retirement benefit insurance policies are designed to provide financial security and stability upon retirement. These retirement benefit insurance policies can be tailored based on an individual’s financial goals, risk appetite, and retirement needs, ensuring financial security in the post-retirement phase of life.
Includes wellness benefits like health check-ups, fitness programs, mental health support, etc.
Covers medical emergencies, loss of baggage / passport, or trip cancellations, flight delay, etc. during travel.
Engineering Insurance
Engineering insurance policies are designed to cover risks associated with construction, installation, and operational activities in the engineering sector. These policies provide financial protection against various risks that might arise during the execution of engineering projects or the operation of machinery and equipment.
Some of the types of Engineering Insurance are listed below: –
Marine Insurance
Marine insurance provides protection against loss or damage to ships, cargo, and other marine-related risks during transit by sea, air, rail, road, courier / posts etc. This type of insurance is crucial for businesses involved in domestic / international trade, ensuring that they are financially protected from unforeseen events that could disrupt their operations. Various categories and types of Marine Insurance are listed below.
- Hull Insurance
- Cargo Insurance
- Specific Voyage Policy
- Open Policy
- Open Cover
- Annual Turnover Policy
Liability Insurance
Liability insurance protects the insured from legal claims and financial losses resulting from third-party injuries, property damage, negligence or other liabilities. This type of insurance is essential as it covers the costs associated with defending lawsuits and paying claims if the insured is found legally responsible for causing harm or damage to the other party.
Some of the types of Liability Insurance are listed below: –
Fire Insurance
Fire insurance provides financial protection against loss or damage to property caused by fire and other specified natural disasters. This is crucial for both individuals and businesses, as it helps cover the costs of repairing or replacing property damaged or destroyed by fire.
Some of the types of Liability Insurance are listed below: –
Miscellaneous Insurance
Miscellaneous insurance policies encompass a variety of specialised coverages that does not fit into traditional insurance categories. These policies address unique needs and risks associated with specific activities, professions, or personal circumstances.
Some of the types of Miscellaneous Insurance are listed below:-
Specialty Insurance
When Insured is into unique business, they have different insurance needs that require specific coverage. We understand unique business needs and will help provide comprehensive, cost-effective solutions that work for your business.
Some of the Specialty Insurance Solutions are listed below:-
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Nhance India Insurance Broking Private Limited
‘Parvatha Viruksha’, Ground Floor, # 15/1 Desigar Street, Vadapalani, Chennai – 600026
